From the ledger to BACEN, with no one in between.
Lerian-owned messaging over the RSFN. Your institution's messages travel on Lerian software all the way to the networks of BACEN, Brazil's central bank — no third-party gateway in the money path.
Two layers of connectivity.
Lerian connects your institution to the Brazilian rails in two ways. Both settle through Midaz — the same ledger, the same accounts, the same business logic.
Native messaging
Lerian-owned · direct at BACENOur own connections to the BACEN networks and to the market infrastructures it supervises. Seven rails:
- SPBBrazilian Payment SystemTED and STR messaging — high-value interbank transfers settled in real time.
- SPIInstant Payment SystemPix — Brazil's instant payments, settled directly in the central bank's own system.
- SILOCDeferred Settlement System (Nuclea)Deferred net settlement of interbank credit orders — TEC and boleto (bank slip) flows.
- SLCCentralized Settlement Service (Nuclea)Centralized settlement of the Brazilian card scheme between acquirers, sub-acquirers and settlement institutions.
- STAFile Transfer SystemFile exchange with BACEN over the RSFN — regulatory and operational file transfer.
- SISBAJUDJudicial Asset Search SystemAsset searches under court order, balance queries, and freeze and release orders.
- ConsignadoDataprevPayroll-deducted credit operations exchanged with Dataprev.
Partner interfaces
Adapters · in production todayAdapters that reach the rail through a connectivity partner's infrastructure. Your integration with the platform stays the same.
Why direct matters.
One less dependency
No connectivity provider between you and BACEN: one less contract, one less SLA, one less point of failure in the money path.
Sovereignty over the stack
The messaging follows the same principle as the rest of the platform: you own your stack, your data and your logic.
Everything settles in Midaz
Native or through a partner, payment traffic settles through Midaz — the same ledger and the same accounts. Changing the connection model does not change how you record money.
Connect your institution to BACEN.
Talk directly to the people who build the messaging.