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Complete, modular core banking.

From the double-entry ledger to Pix settled directly at Brazil's central bank — independent blocks you assemble your way, on your stack.

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An entire core banking stack, in blocks that stand on their own.

Start with the ledger and add the rest as you need it. Every product is its own service and runs on its own — and when they compose, they share the same authentication, the same events and the same ledger. Better together, no lock-in.

  • Ledger

    Double-entry accounting, immutable audit trail.

  • Transactional Services

    Reconciliation, real-time validation, orchestration, credit.

  • Governance

    Regulatory reporting, spend control, multi-tenancy.

  • Connectivity

    Pix, TED and the BACEN rails — direct, no intermediary.

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From the ledger to BACEN, with no one in between.

Lerian-owned messaging over the RSFN, the private network institutions use to reach Brazil's central bank: seven native rails, our software end to end, no third-party gateway in the money path — connecting the platform to BACEN and to the market infrastructures it supervises.

  • SPBTED and STR: interbank transfers and real-time gross settlement.
  • SPIPix direct: a participant in the scheme itself, with no intermediary technology provider (PSTI).
  • SILOCTEC and boleto payments (Brazil's bank slips): deferred settlement of interbank obligations.
  • SLCSettlement for the card networks.
  • STAFile and information exchange with BACEN.
  • SISBAJUDCourt-ordered asset freezes and releases, automated.
  • ConsignadoPrivate-sector payroll-deducted lending, integrated with Dataprev.

In production via partners: direct Pix (JD), indirect Pix (BTG), TED (JD).

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Midaz

The core of the platform

Every balance, every account, every transaction lives here — in double entry, with an immutable audit trail. It is the accounting engine the rest of the platform stands on, source-available under the Elastic License 2.0.

If Lerian disappears tomorrow, the code is still yours.

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Your stack, your data, your cloud.

BYOC

In your own AWS, GCP or on-prem. Your data never leaves your infrastructure.

Lerian Cloud

PaaS operated by Lerian: you deploy your applications and our products on top, with an enterprise SLA.

Blocks that stand on their own. A platform that makes them worth more together.

Who builds your infrastructure.

Lerian is founded and run by the people who built the first BaaS in Latin America, with time at Deutsche Bank, BTG Pactual and Uber — teams that moved real money, at scale, under regulatory pressure.

Financial infrastructure doesn't prove itself on a good day. It proves itself when something breaks at 3am, when the regulator calls, when volume doubles without warning. Those are the moments where seniority matters — and where we decided to compete.

Build your core, your way.

Talk directly to the people who build the infrastructure.

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